The Turks and Caicos Islands are in the Atlantic Standard Time Zone - one hour ahead of New York City. Daylight savings is NOT observed in the islands. Note that Club Med does not observe daylight savings time, so should you make a reservation there, ask them by which time standard they are referring.
The official currency of the Turks and Caicos Islands is the US Dollar. Major credit cards such as Visa or MasterCard are widely accepted, as are US dollar based traveler's checks. American Express credit cards are only accepted at a few restaurants, but most resorts. Diners Club and Discover are rarely accepted. ATM machines are available and some foreign currencies (Canadian dollars, Euros and British Pounds) can be exchanged at the banks. There are three major Canadian banks located on island and they typically close at 3pm and are not open on weekends. Avoid Fridays, as that is payday and you will experience exceedingly long lines. ScotiaBank is closest, then CIBC First Caribbean, then Royal Bank of Canada. They all have ATM's that are open 24 hours. Withdrawals are usually limited to $1,000 per day.
Cash will be needed for some activities and services, such as taxis, gasoline at service stations and some fishing and watersports and local artists/vendors as well as to settle food and beverage accounts at the Villa and any gratuities you may wish to give. If you don't want to travel with cash, you may wire funds down ahead of your arrival and they will be made available to you during your stay. Your Villa Manager will take care of all the details for you. If you want to settle any Villa accounts by credit card, please note that for any expenses that were paid by cash, there will be a 3.75% surcharge, the amount the local banks levy on our credit card deposits.
Villa electricity runs on 120 Volts and 60 Cycles, compatible with North American appliances. The Villa is equipped with a whole-house generator, which will kick in within 2 seconds of the grid power becoming unavailable and is capabable of powering the entire complex for two weeks if necessary.
All bathrooms are equipped with hair driers, and curling irons are available, if needed.